November U.S. Federal Reserve Rate Announcement

On Thursday, the Federal Reserve, as anticipated, lowered key interest rates by 25 basis points.

The Committee noted recent data indicates that economic growth remains steady. Labor market conditions have eased somewhat since earlier in the year, with a slight increase in the unemployment rate, which remains low overall. Inflation is moving closer to the Committee’s 2 percent goal but is still somewhat above target.

The Committee aims to achieve maximum employment and stable inflation at 2 percent over the long term, viewing risks to these goals as generally balanced. Acknowledging economic uncertainties, the Committee is attentive to both aspects of its dual mandate.

To support these objectives, the Committee decided to lower the federal funds rate target range by 0.25 percentage points to 4.5–4.75 percent. Incoming data, economic trends, and risk balance will guide any future adjustments to the rate. The Committee will also continue to reduce its holdings in Treasury securities, agency debt, and mortgage-backed securities, reaffirming its commitment to maintaining maximum employment and bringing inflation down to 2 percent.

In evaluating monetary policy, the Committee will continue closely monitoring new information and its economic implications. It remains ready to adjust policy if emerging risks threaten its objectives. This assessment will consider a broad range of data, including labor market trends, inflation pressures, inflation expectations, and financial and international developments.

https://www.federalreserve.gov/newsevents/pressreleases/monetary20241107a.htm

https://www.cnbc.com/2024/11/07/fed-meeting-live-updates-traders-anticipate-november-rate-cut.html

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Warren Gerow is an independent investment wealth consultant to Sightline Wealth Management.

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