Sightline Conversations: RiverRock Shares Insights on the Mortgage Investment Landscape
Please speak to your Sightline Advisor before investing in any securities to ensure the fund is suitable for you. It is important to review the fund offering documents before investing. There are risks associated with investing and there is no assurance that any Fund will achieve its investment objective, and its net asset value, yield and investment return will fluctuate from time to time with market conditions. There is no guarantee that the full amount of your original investment in a Fund will be returned to you. The Funds are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer.
For this Sightline manager conversation, Sightline Wealth Management’s Warren Gerow speaks with Nick Kyprianou, president, CEO and director at RiverRock Mortgage Investment Corporation, a high-yield alternative fixed income investment within the real estate market. During the conversation, Kyprianou joins Gerow and offer insights on how the high-yield Canadian residential mortgage market can thrive in our current economic environment.
Specifically, Gerow and Kyprianou discuss:
- The corporation’s average size, type and number of loans
- The demographics / categories of typical borrowers
- The process for loan origination
- How the mortgage market weathered the height of the COVID-19 pandemic
- The current strength of the mortgage market
- How higher interest rates typically impact the mortgage market
- Specific trends to pay attention to when investing in mortgage lending
As always, please do not hesitate to contact us at (416) 945-6228 with any questions.
Warren Gerow is an independent investment wealth consultant at Sightline Wealth Management.
Sightline Wealth Management LP is a wholly owned subsidiary of Ninepoint Financial Group Inc. (“NFG Inc.”). NFG Inc. is also the parent company of Ninepoint Partners LP, it is an investment fund manager and advisor and exempt market dealer. By virtue of the same parent company, Sightline is affiliated with Ninepoint Partners LP. Information and/or materials contained herein is for information purposes only and does not constitute an offer to sell or solicitation to purchase securities of any issuer or any portfolio managed by Sightline Wealth Management or Ninepoint Partners, including Ninepoint managed funds.
Sightline Wealth Management (“Sightline”) makes every effort to ensure that the information has been derived from sources believed to be reliable and accurate. However, Sightline assumes no responsibility for any losses or damages, whether direct or indirect, which arise out of the use of this information. Sightline is not under any obligation to update or keep current the information contained herein. The information should not be regarded by recipients as a substitute for the exercise of their own judgment. Past performance is not indicative of future performance. Please speak to your Advisor regarding the suitability of information provided in this article for you. The opinions, estimates, projections and/or recommendations contained in this document are those of the author as of the date hereof.